PT Bank SMBC Indonesia Tbk (ISX:BTPN) Cash-to-Debt : 0.39 (As of Mar. 2025)

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What is PT Bank SMBC Indonesia Tbk Cash-to-Debt?

Cash to Debt Ratio measures the financial strength of a company. It is calculated as a company's cash, cash equivalents, and marketable securities divide by its debt. PT Bank SMBC Indonesia Tbk's cash to debt ratio for the quarter that ended in Mar. 2025 was 0.39.

If Cash to Debt ratio is less than 1, the company cannot pay off its debt using the cash in hand. Here we can see, PT Bank SMBC Indonesia Tbk couldn't pay off its debt using the cash in hand for the quarter that ended in Mar. 2025.

The historical rank and industry rank for PT Bank SMBC Indonesia Tbk's Cash-to-Debt or its related term are showing as below:

ISX:BTPN' s Cash-to-Debt Range Over the Past 10 Years
Min: 0.29 Med: 0.61 Max: 3.69
Current: 0.39

During the past 13 years, PT Bank SMBC Indonesia Tbk's highest Cash to Debt Ratio was 3.69. The lowest was 0.29. And the median was 0.61.

ISX:BTPN's Cash-to-Debt is ranked worse than
81.96% of 1558 companies
in the Banks industry
Industry Median: 1.515 vs ISX:BTPN: 0.39

PT Bank SMBC Indonesia Tbk Cash-to-Debt Historical Data

The historical data trend for PT Bank SMBC Indonesia Tbk's Cash-to-Debt can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: An indication of "No Debt" does not necessarily mean that the company has no debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

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PT Bank SMBC Indonesia Tbk Cash-to-Debt Chart

PT Bank SMBC Indonesia Tbk Annual Data

Trend

Dec15

Dec16

Dec17

Dec18

Dec19

Dec20

Dec21

Dec22

Dec23

Dec24

Cash-to-Debt

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0.67

0.77

0.74

0.60

0.44

PT Bank SMBC Indonesia Tbk Quarterly Data
	Jun20	Sep20	Dec20	Mar21	Jun21	Sep21	Dec21	Mar22	Jun22	Sep22	Dec22	Mar23	Jun23	Sep23	Dec23	Mar24	Jun24	Sep24	Dec24	Mar25
Cash-to-Debt	Get a 7-Day Free Trial															0.43	0.38	0.29	0.44	0.39

Competitive Comparison of PT Bank SMBC Indonesia Tbk's Cash-to-Debt

For the Banks - Regional subindustry, PT Bank SMBC Indonesia Tbk's Cash-to-Debt, along with its competitors' market caps and Cash-to-Debt data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

PT Bank SMBC Indonesia Tbk's Cash-to-Debt Distribution in the Banks Industry

For the Banks industry and Financial Services sector, PT Bank SMBC Indonesia Tbk's Cash-to-Debt distribution charts can be found below:

* The bar in red indicates where PT Bank SMBC Indonesia Tbk's Cash-to-Debt falls into.

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PT Bank SMBC Indonesia Tbk Cash-to-Debt Calculation

This is the ratio of a company's Balance Sheet Cash And Cash Equivalents to its debt. The debt includes the Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation. This ratio measures the financial strength of a company. This ratio is updated quarterly.

PT Bank SMBC Indonesia Tbk's Cash to Debt Ratio for the fiscal year that ended in Dec. 2024 is calculated as:

Cash to Debt Ratio	=	Balance Sheet Cash And Cash Equivalents	/	Total Debt
	=	Balance Sheet Cash And Cash Equivalents	/	(Short-Term Debt & Capital Lease Obligation	+	Long-Term Debt & Capital Lease Obligation)
	=	24711662	/	(0	+	56183612)
	=	0.44

PT Bank SMBC Indonesia Tbk's Cash to Debt Ratio for the quarter that ended in Mar. 2025 is calculated as:

Cash to Debt Ratio	=	Balance Sheet Cash And Cash Equivalents	/	Total Debt
	=	Balance Sheet Cash And Cash Equivalents	/	(Short-Term Debt & Capital Lease Obligation	+	Long-Term Debt & Capital Lease Obligation)
	=	19453658	/	(0	+	49839547)
	=	0.39

PT Bank SMBC Indonesia Tbk (ISX:BTPN) Cash-to-Debt Explanation

If Cash to Debt ratio is greater than 1, the company can pay off its debt using the cash in hand. If it is smaller than 1, it means the company has more debt than the cash in hands. In this case, it is important to look the the company's Interest Coverage. Ben Graham requires that a company must have an Interest Coverage of at least 5.

PT Bank SMBC Indonesia Tbk Cash-to-Debt Related Terms

Thank you for viewing the detailed overview of PT Bank SMBC Indonesia Tbk's Cash-to-Debt provided by GuruFocus.com. Please click on the following links to see related term pages.

PT Bank SMBC Indonesia Tbk Business Description

Industry

GURUFOCUS.COM » STOCK LIST » Financial Services » Banks » PT Bank SMBC Indonesia Tbk (ISX:BTPN) » Definitions » Cash-to-Debt

Comparable Companies

Traded in Other Exchanges

N/A

Address

Jalan Dr. Ide Anak Agung Gde Agung, Menara BTPN, CBD Mega Kuningan, Kavling 5.5 - 5.6, Jakarta Selatan, Jakarta, IDN, 12950

Website

https://www.smbci.com

PT Bank SMBC Indonesia Tbk is a foreign exchange bank. It offers products and services such as green financing, products and services for retired customers, for micro, small, and medium enterprise customers, for large national, multinational, and Japanese corporations, wealth management services through Sinaya, as well as digital banking services for digital-savvy communities through Jenius.

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