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Dubai Islamic Bank PJSC (DFM:DIB) Cyclically Adjusted Book per Share : د.إ6.02 (As of Mar. 2025)


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What is Dubai Islamic Bank PJSC Cyclically Adjusted Book per Share?

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Book per Share and the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years.

Dubai Islamic Bank PJSC's adjusted book value per share for the three months ended in Mar. 2025 was د.إ6.286. Add all the adjusted book value per share for the past 10 years together and divide the count will get our Cyclically Adjusted Book per Share, which is د.إ6.02 for the trailing ten years ended in Mar. 2025.

During the past 12 months, Dubai Islamic Bank PJSC's average Cyclically Adjusted Book Growth Rate was 6.20% per year. During the past 3 years, the average Cyclically Adjusted Book Growth Rate was 9.20% per year. During the past 5 years, the average Cyclically Adjusted Book Growth Rate was 10.70% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the Cyclically Adjusted Book Growth Rate using Cyclically Adjusted Book per Share data.

During the past 13 years, the highest 3-Year average Cyclically Adjusted Book Growth Rate of Dubai Islamic Bank PJSC was 12.20% per year. The lowest was -3.90% per year. And the median was 9.90% per year.

As of today (2025-07-07), Dubai Islamic Bank PJSC's current stock price is د.إ9.34. Dubai Islamic Bank PJSC's Cyclically Adjusted Book per Share for the quarter that ended in Mar. 2025 was د.إ6.02. Dubai Islamic Bank PJSC's Cyclically Adjusted PB Ratio of today is 1.55.

During the past 13 years, the highest Cyclically Adjusted PB Ratio of Dubai Islamic Bank PJSC was 1.86. The lowest was 0.86. And the median was 1.21.


Dubai Islamic Bank PJSC Cyclically Adjusted Book per Share Historical Data

The historical data trend for Dubai Islamic Bank PJSC's Cyclically Adjusted Book per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Dubai Islamic Bank PJSC Cyclically Adjusted Book per Share Chart

Dubai Islamic Bank PJSC Annual Data
Trend Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24
Cyclically Adjusted Book per Share
Get a 7-Day Free Trial Premium Member Only Premium Member Only 3.97 4.54 5.13 5.52 5.91

Dubai Islamic Bank PJSC Quarterly Data
Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25
Cyclically Adjusted Book per Share Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 5.67 5.76 5.84 5.91 6.02

Competitive Comparison of Dubai Islamic Bank PJSC's Cyclically Adjusted Book per Share

For the Banks - Regional subindustry, Dubai Islamic Bank PJSC's Cyclically Adjusted PB Ratio, along with its competitors' market caps and Cyclically Adjusted PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Dubai Islamic Bank PJSC's Cyclically Adjusted PB Ratio Distribution in the Banks Industry

For the Banks industry and Financial Services sector, Dubai Islamic Bank PJSC's Cyclically Adjusted PB Ratio distribution charts can be found below:

* The bar in red indicates where Dubai Islamic Bank PJSC's Cyclically Adjusted PB Ratio falls into.


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Dubai Islamic Bank PJSC Cyclically Adjusted Book per Share Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Book per Share and the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years.

What is Cyclically Adjusted Book per Share? How do we calculate Cyclically Adjusted Book per Share?

Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the Cyclically Adjusted Book per Share of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the book value per share from 2001 through 2010.

We adjusted the 2001 book value per share data with the total inflation from 2001 through 2010 to the equivalent book value in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart's book value is $1 a share in 2001, then the 2001's equivalent book value in 2010 is $1.4 a share. If Wal-Mart's book value is $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 book value in 2010 is $1.35. So on and so forth, you get the equivalent book value per share of past 10 years. Then you add them together and divided the sum by the count to get Cyclically Adjusted Book per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, Dubai Islamic Bank PJSC's adjusted Book Value per Share data for the three months ended in Mar. 2025 was:

Adj_Book= Book Value per Share /CPI of Mar. 2025 (Change)*Current CPI (Mar. 2025)
=6.286/134.9266*134.9266
=6.286

Current CPI (Mar. 2025) = 134.9266.

Dubai Islamic Bank PJSC Quarterly Data

Book Value per Share CPI Adj_Book
201506 3.964 100.684 5.312
201509 4.097 100.392 5.506
201512 4.216 99.792 5.700
201603 3.962 100.470 5.321
201606 5.250 101.688 6.966
201609 4.315 101.861 5.716
201612 4.423 101.863 5.859
201703 4.175 102.862 5.476
201706 4.359 103.349 5.691
201709 4.522 104.136 5.859
201712 4.682 104.011 6.074
201803 4.247 105.290 5.442
201806 4.534 106.317 5.754
201809 4.662 106.507 5.906
201812 4.785 105.998 6.091
201903 4.456 107.251 5.606
201906 4.647 108.070 5.802
201909 4.794 108.329 5.971
201912 4.865 108.420 6.054
202003 4.911 108.902 6.085
202006 5.051 108.767 6.266
202009 5.162 109.815 6.342
202012 5.610 109.897 6.888
202103 5.004 111.754 6.042
202106 5.110 114.631 6.015
202109 5.269 115.734 6.143
202112 5.378 117.630 6.169
202203 5.289 121.301 5.883
202206 5.436 125.017 5.867
202209 5.603 125.227 6.037
202212 5.715 125.222 6.158
202303 5.582 127.348 5.914
202306 5.774 128.729 6.052
202309 5.979 129.860 6.212
202312 6.165 129.419 6.427
202403 5.916 131.776 6.057
202406 6.126 132.554 6.236
202409 6.368 133.029 6.459
202412 6.894 133.157 6.986
202503 6.286 134.927 6.286

Add all the adjusted book value per share together and divide the count will get our Cyclically Adjusted Book per Share.


Dubai Islamic Bank PJSC  (DFM:DIB) Cyclically Adjusted Book per Share Explanation

If a company grows much fast than inflation, Cyclically Adjusted Book per Share may underestimate the company's equity. Cyclically Adjusted PB Ratio can seem to be too high even the actual PB Ratio is low.

For the Cyclically Adjusted PB Ratio, the book value of the past 10 years are inflation-adjusted and averaged. The result is used for P/B calculation. Since it looks at the average over the last 10 years, the Cyclically Adjusted PB Ratio is also called CAPB Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted book value per share of a company over the past 10 years.

Dubai Islamic Bank PJSC's Cyclically Adjusted PB Ratio of today is calculated as

Cyclically Adjusted PB Ratio=Share Price/Cyclically Adjusted Book per Share
=9.34/6.02
=1.55

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Cyclically Adjusted PB Ratio of Dubai Islamic Bank PJSC was 1.86. The lowest was 0.86. And the median was 1.21.


Be Aware

Cyclically Adjusted PB Ratio works better for cyclical companies. It gives you a better idea on the company's real book value.


Dubai Islamic Bank PJSC Cyclically Adjusted Book per Share Related Terms

Thank you for viewing the detailed overview of Dubai Islamic Bank PJSC's Cyclically Adjusted Book per Share provided by GuruFocus.com. Please click on the following links to see related term pages.


Dubai Islamic Bank PJSC Business Description

Industry
Traded in Other Exchanges
N/A
Address
Building 2, Al Maktoum Road, P.O. Box 1080, Opposite DNATA, Deira, Dubai, ARE
Dubai Islamic Bank PJSC is a full-service Islamic bank engaged in corporate, retail, and investment banking activities. The majority of its financing and investment arrangements are made within the United Arab Emirates, a large portion of which are in consumer financing, real estate and contracting, consumer home finance, and services and manufacturing. The company's reportable segments include; Consumer banking, Corporate banking, Treasury, Real estate development, and Others. It generates a majority of its revenue from the Consumer Banking segment which includes handling individual customer's deposits, providing consumer Murabaha, Salam, home finance, Ijarah, Credit Cards and funds transfer facilities, priority banking, and wealth management.

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