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EGBN (Eagle Bancorp) Cyclically Adjusted Book per Share : $40.13 (As of Mar. 2025)


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What is Eagle Bancorp Cyclically Adjusted Book per Share?

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Book per Share and the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years.

Eagle Bancorp's adjusted book value per share for the three months ended in Mar. 2025 was $40.992. Add all the adjusted book value per share for the past 10 years together and divide the count will get our Cyclically Adjusted Book per Share, which is $40.13 for the trailing ten years ended in Mar. 2025.

During the past 12 months, Eagle Bancorp's average Cyclically Adjusted Book Growth Rate was 7.20% per year. During the past 3 years, the average Cyclically Adjusted Book Growth Rate was 11.60% per year. During the past 5 years, the average Cyclically Adjusted Book Growth Rate was 14.40% per year. During the past 10 years, the average Cyclically Adjusted Book Growth Rate was 15.90% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the Cyclically Adjusted Book Growth Rate using Cyclically Adjusted Book per Share data.

During the past 13 years, the highest 3-Year average Cyclically Adjusted Book Growth Rate of Eagle Bancorp was 17.30% per year. The lowest was 11.10% per year. And the median was 15.10% per year.

As of today (2025-07-08), Eagle Bancorp's current stock price is $21.24. Eagle Bancorp's Cyclically Adjusted Book per Share for the quarter that ended in Mar. 2025 was $40.13. Eagle Bancorp's Cyclically Adjusted PB Ratio of today is 0.53.

During the past 13 years, the highest Cyclically Adjusted PB Ratio of Eagle Bancorp was 5.21. The lowest was 0.43. And the median was 2.17.


Eagle Bancorp Cyclically Adjusted Book per Share Historical Data

The historical data trend for Eagle Bancorp's Cyclically Adjusted Book per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Eagle Bancorp Cyclically Adjusted Book per Share Chart

Eagle Bancorp Annual Data
Trend Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24
Cyclically Adjusted Book per Share
Get a 7-Day Free Trial Premium Member Only Premium Member Only 23.50 28.23 32.61 36.19 39.26

Eagle Bancorp Quarterly Data
Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25
Cyclically Adjusted Book per Share Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 37.44 38.16 38.82 39.26 40.13

Competitive Comparison of Eagle Bancorp's Cyclically Adjusted Book per Share

For the Banks - Regional subindustry, Eagle Bancorp's Cyclically Adjusted PB Ratio, along with its competitors' market caps and Cyclically Adjusted PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Eagle Bancorp's Cyclically Adjusted PB Ratio Distribution in the Banks Industry

For the Banks industry and Financial Services sector, Eagle Bancorp's Cyclically Adjusted PB Ratio distribution charts can be found below:

* The bar in red indicates where Eagle Bancorp's Cyclically Adjusted PB Ratio falls into.


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Eagle Bancorp Cyclically Adjusted Book per Share Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Book per Share and the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years.

What is Cyclically Adjusted Book per Share? How do we calculate Cyclically Adjusted Book per Share?

Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the Cyclically Adjusted Book per Share of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the book value per share from 2001 through 2010.

We adjusted the 2001 book value per share data with the total inflation from 2001 through 2010 to the equivalent book value in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart's book value is $1 a share in 2001, then the 2001's equivalent book value in 2010 is $1.4 a share. If Wal-Mart's book value is $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 book value in 2010 is $1.35. So on and so forth, you get the equivalent book value per share of past 10 years. Then you add them together and divided the sum by the count to get Cyclically Adjusted Book per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, Eagle Bancorp's adjusted Book Value per Share data for the three months ended in Mar. 2025 was:

Adj_Book= Book Value per Share /CPI of Mar. 2025 (Change)*Current CPI (Mar. 2025)
=40.992/134.9266*134.9266
=40.992

Current CPI (Mar. 2025) = 134.9266.

Eagle Bancorp Quarterly Data

Book Value per Share CPI Adj_Book
201506 20.756 100.684 27.815
201509 21.378 100.392 28.732
201512 22.069 99.792 29.839
201603 22.705 100.470 30.492
201606 23.482 101.688 31.157
201609 24.281 101.861 32.163
201612 24.771 101.863 32.811
201703 25.595 102.862 33.574
201706 26.417 103.349 34.489
201709 27.330 104.136 35.411
201712 27.803 104.011 36.067
201803 28.720 105.290 36.804
201806 29.825 106.317 37.851
201809 30.945 106.507 39.202
201812 32.248 105.998 41.049
201903 33.254 107.251 41.835
201906 34.296 108.070 42.819
201909 35.129 108.329 43.754
201912 35.820 108.420 44.577
202003 36.114 108.902 44.744
202006 36.863 108.767 45.729
202009 37.960 109.815 46.640
202012 39.046 109.897 47.939
202103 39.450 111.754 47.630
202106 40.872 114.631 48.108
202109 41.685 115.734 48.598
202112 42.278 117.630 48.495
202203 39.888 121.301 44.369
202206 39.049 125.017 42.144
202209 38.020 125.227 40.965
202212 39.185 125.222 42.222
202303 39.919 127.348 42.295
202306 40.778 128.729 42.741
202309 40.641 129.860 42.227
202312 42.581 129.419 44.393
202403 41.722 131.776 42.719
202406 38.749 132.554 39.443
202409 40.613 133.029 41.192
202412 40.595 133.157 41.134
202503 40.992 134.927 40.992

Add all the adjusted book value per share together and divide the count will get our Cyclically Adjusted Book per Share.


Eagle Bancorp  (NAS:EGBN) Cyclically Adjusted Book per Share Explanation

If a company grows much fast than inflation, Cyclically Adjusted Book per Share may underestimate the company's equity. Cyclically Adjusted PB Ratio can seem to be too high even the actual PB Ratio is low.

For the Cyclically Adjusted PB Ratio, the book value of the past 10 years are inflation-adjusted and averaged. The result is used for P/B calculation. Since it looks at the average over the last 10 years, the Cyclically Adjusted PB Ratio is also called CAPB Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted book value per share of a company over the past 10 years.

Eagle Bancorp's Cyclically Adjusted PB Ratio of today is calculated as

Cyclically Adjusted PB Ratio=Share Price/Cyclically Adjusted Book per Share
=21.24/40.13
=0.53

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Cyclically Adjusted PB Ratio of Eagle Bancorp was 5.21. The lowest was 0.43. And the median was 2.17.


Be Aware

Cyclically Adjusted PB Ratio works better for cyclical companies. It gives you a better idea on the company's real book value.


Eagle Bancorp Cyclically Adjusted Book per Share Related Terms

Thank you for viewing the detailed overview of Eagle Bancorp's Cyclically Adjusted Book per Share provided by GuruFocus.com. Please click on the following links to see related term pages.


Eagle Bancorp Business Description

Industry
Traded in Other Exchanges
Address
7830 Old Georgetown Road, Third Floor, Bethesda, MD, USA, 20814
Eagle Bancorp Inc is a bank holding company that operates through its wholly-owned subsidiary, EagleBank, which offers a broad range of commercial banking services to business and professional clients and consumer banking services to individuals. These services include various deposit account schemes, online and mobile banking services, commercial loans for a variety of business purposes such as for working capital, equipment purchases, construction, and commercial real estate loans, etc., and term loans, consumer loans, personal credit cards, and residential mortgage loans, among others.
Executives
Eric R Newell officer: EVP, Chief Financial Officer 7701 E. KELLOGG, SUITE 300, WICHITA KS 67207
Paul Saltzman officer: EVP/Chief Legal Officer 7830 OLD GEORGETOWN ROAD, BETHESDA MD 20814
A. Leslie Ludwig director 1801 N. HERNDON ST., ARLINGTON VA 22201
Janice L. Williams officer: EVP/CCO 9712 BEMAN WOODS WAY, POTOMAC MD 20854
Susan G Riel director, officer: President & CEO 688 RIDGE ROAD, MT. AIRY MD 21771
Lindsey S Rheaume officer: EVP/CLO-C&I 4857 N. WILLIAMSBURG BLVD, ARLINGTON VA 22207
Theresa G. Laplaca director 2131 SHERWOOD AVE., CHARLOTTE NC 28207-2119
Ryan Riel officer: Executive Vice President 7830 OLD GEORGETOWN ROAD, BETHESDA MD 20814
Antonio F Marquez officer: EVP/CLO-CRE 6205 MAZWOOD ROAD, ROCKVILLE MD 20852
Benjamin M. Soto director 3240 FESSENDEN STREET NW, WASHINGTON DC 20008
Kathy A Raffa director 1899 L ST., NW, SUITE 850, WASHINGTON DC 20036
Matthew D Brockwell director 104 WESTMANOR COURT, VIENNA VA 22180
James A Soltesz director 8608 WHITE POST COURT, POTOMAC MD 20854
Charles Levingston officer: EVP/CFO 7830 OLD GEORGETOWN ROAD, BETHESDA MD 20814
Steven Freidkin director 7100 GLENBROOK ROAD, BETHESDA MD 20814