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CIBH (CIB Marine Bancshares) Cyclically Adjusted PB Ratio : 0.39 (As of Oct. 09, 2024)


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What is CIB Marine Bancshares Cyclically Adjusted PB Ratio?

As of today (2024-10-09), CIB Marine Bancshares's current share price is $21.00. CIB Marine Bancshares's Cyclically Adjusted Book per Share for the quarter that ended in Jun. 2024 was $53.30. CIB Marine Bancshares's Cyclically Adjusted PB Ratio for today is 0.39.

The historical rank and industry rank for CIB Marine Bancshares's Cyclically Adjusted PB Ratio or its related term are showing as below:

CIBH' s Cyclically Adjusted PB Ratio Range Over the Past 10 Years
Min: 0.33   Med: 0.65   Max: 1.12
Current: 0.38

During the past years, CIB Marine Bancshares's highest Cyclically Adjusted PB Ratio was 1.12. The lowest was 0.33. And the median was 0.65.

CIBH's Cyclically Adjusted PB Ratio is ranked better than
88.48% of 1207 companies
in the Banks industry
Industry Median: 0.96 vs CIBH: 0.38

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted book value per share of a company over the past 10 years.

CIB Marine Bancshares's adjusted book value per share data for the three months ended in Jun. 2024 was $65.579. Add all the adjusted book value per share for the past 10 years together and divide the count will get our Cyclically Adjusted Book per Share, which is $53.30 for the trailing ten years ended in Jun. 2024.

Shiller PE for Stocks: The True Measure of Stock Valuation


CIB Marine Bancshares Cyclically Adjusted PB Ratio Historical Data

The historical data trend for CIB Marine Bancshares's Cyclically Adjusted PB Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

CIB Marine Bancshares Cyclically Adjusted PB Ratio Chart

CIB Marine Bancshares Annual Data
Trend Dec14 Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23
Cyclically Adjusted PB Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.67 0.49 1.03 0.70 0.42

CIB Marine Bancshares Quarterly Data
Jun19 Sep19 Dec19 Mar20 Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Dec23 Mar24 Jun24
Cyclically Adjusted PB Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.60 - 0.42 0.40 0.32

Competitive Comparison of CIB Marine Bancshares's Cyclically Adjusted PB Ratio

For the Banks - Regional subindustry, CIB Marine Bancshares's Cyclically Adjusted PB Ratio, along with its competitors' market caps and Cyclically Adjusted PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


CIB Marine Bancshares's Cyclically Adjusted PB Ratio Distribution in the Banks Industry

For the Banks industry and Financial Services sector, CIB Marine Bancshares's Cyclically Adjusted PB Ratio distribution charts can be found below:

* The bar in red indicates where CIB Marine Bancshares's Cyclically Adjusted PB Ratio falls into.



CIB Marine Bancshares Cyclically Adjusted PB Ratio Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted PB Ratio takes the Book Value per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/B calculation. Because it considers this 10-year average, it's often referred to as the CAPB Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio.

CIB Marine Bancshares's Cyclically Adjusted PB Ratio for today is calculated as

Cyclically Adjusted PB Ratio=Share Price/ Cyclically Adjusted Book per Share
=21.00/53.3
=0.39

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

CIB Marine Bancshares's Cyclically Adjusted Book per Share for the quarter that ended in Jun. 2024 is calculated as:

For example, CIB Marine Bancshares's adjusted Book Value per Share data for the three months ended in Jun. 2024 was:

Adj_Book=Book Value per Share/CPI of Jun. 2024 (Change)*Current CPI (Jun. 2024)
=65.579/132.5538*132.5538
=65.579

Current CPI (Jun. 2024) = 132.5538.

CIB Marine Bancshares Quarterly Data

Book Value per Share CPI Adj_Book
201106 13.394 95.235 18.643
201109 12.913 95.727 17.881
201112 10.936 95.213 15.225
201203 11.746 96.783 16.087
201206 13.301 96.819 18.210
201312 12.568 98.326 16.943
201412 13.675 99.070 18.297
201512 12.064 99.792 16.025
201606 0.000 101.688 0.000
201609 0.000 101.861 0.000
201612 15.144 101.863 19.707
201703 0.000 102.862 0.000
201706 17.564 103.349 22.527
201709 18.618 104.136 23.699
201712 80.119 104.011 102.105
201803 38.304 105.290 48.223
201806 39.687 106.317 49.481
201809 38.592 106.507 48.030
201812 23.704 105.998 29.643
201903 42.279 107.251 52.254
201906 42.627 108.070 52.285
201909 75.640 108.329 92.554
201912 44.953 108.420 54.959
202003 77.054 108.902 93.789
202006 78.265 108.767 95.381
202009 79.847 109.815 96.381
202012 52.350 109.897 63.143
202103 83.254 111.754 98.749
202106 84.404 114.631 97.600
202109 49.359 115.734 56.532
202112 55.168 117.630 62.167
202203 67.947 121.301 74.250
202206 67.327 125.017 71.386
202209 66.613 125.227 70.511
202212 53.225 125.222 56.341
202303 63.854 127.348 66.464
202306 0.000 128.729 0.000
202312 53.372 129.419 54.665
202403 62.801 131.776 63.172
202406 65.579 132.554 65.579

Add all the adjusted book value per share together and divide the count will get our Cyclically Adjusted Book per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.


CIB Marine Bancshares  (OTCPK:CIBH) Cyclically Adjusted PB Ratio Explanation

Compared with the regular PB Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PB Ratio smoothed out the fluctuations of book value during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted PB Ratio should give similar results to regular PB Ratio.


CIB Marine Bancshares Cyclically Adjusted PB Ratio Related Terms

Thank you for viewing the detailed overview of CIB Marine Bancshares's Cyclically Adjusted PB Ratio provided by GuruFocus.com. Please click on the following links to see related term pages.


CIB Marine Bancshares Business Description

Traded in Other Exchanges
N/A
Address
19601 West Bluemound Road, Brookfield, WI, USA, 53045
CIB Marine Bancshares Inc is a financial service holding company. It provides a full range of banking and related services through its banking subsidiary. The primary sources of revenue are predominantly from loans to small and middle-market business customers, investments in securities, and mortgage banking activity. CIBM Bank also offers a range of deposit and other financial products to its customers. Its offices and, generally, customers are in the central and northeastern Illinois, Milwaukee, and Indianapolis markets.
Executives
Mark Arthur Elste director 1930 WEST BLUEMOUND ROAD, SUITE D, WAUKESHA WI 53186
Paul Curtis Melnick officer: EVP & Chief Credit Officer 1930 WEST BLUEMOUND ROAD, SUITE D, WAUKESHA WI 53186
Willard Iii Bunn director 1930 WEST BLUEMOUND ROAD, SUITE D, WAUKESHA WI 53186
Charles David Mires director N27 W24025 PAUL COURT, PEWAUKEE WI 53072
Ronald Eugene Rhoades director N27 W24025 PAUL COURT, PEWAUKEE WI 53072
Charles E Baker director N27 W24025 PAUL COURT, PEWAUKEE WI 53072
Charles J Ponicki officer: SVP, Chief Credit Officer 1930 WEST BLUEMOUND ROAD, SUITE D, WAUKESHA WI 53186
Edwin J. Depenbrok officer: SVP, Chief Financial Officer N27 W24025 PAUL COURT, PEWAUKEE WI 53072
Hickey John P Jr officer: President and CEO 1930 WEST BLUEMOUND ROAD, SUITE D, WAUKESHA WI 53186
Merlon James Schuneman officer: EVP and Sr. Commercial Banker 525 WEST MONROE STREET, SUITE 560, CHICAGO IL 60661
Michael L Paoletta officer: SVP, Chief Credit Officer N27 W24025 PAUL COURT, PEWAUKEE WI 53072
Daniel J Rasmussen officer: SVP and General Counsel N27 W24025 PAUL COURT, PEWAUKEE WI 53072
Cib Marine Bancshares, Inc. officer: SVP and General Counsel N27 W24025 PAUL COURT, PEWAUKEE WI 53072
Gary L Longman director N27 W24025 PAUL COURT, PEWAUKEE WI 53072
Steven C Hillard director C/O CENTRAL ILLINOIS BANCORP INC, N27 W24025 PAUL COURT, PEWAUKEE WI 53072