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OBT (Orange County Bancorp) Cyclically Adjusted Price-to-FCF : 13.51 (As of Jul. 02, 2025)


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What is Orange County Bancorp Cyclically Adjusted Price-to-FCF?

As of today (2025-07-02), Orange County Bancorp's current share price is $26.75. Orange County Bancorp's Cyclically Adjusted FCF per Share for the fiscal year that ended in Dec24 was $1.98. Orange County Bancorp's Cyclically Adjusted Price-to-FCF for today is 13.51.

The historical rank and industry rank for Orange County Bancorp's Cyclically Adjusted Price-to-FCF or its related term are showing as below:

OBT' s Cyclically Adjusted Price-to-FCF Range Over the Past 10 Years
Min: 11.91   Med: 13.01   Max: 13.68
Current: 13.4

During the past 10 years, Orange County Bancorp's highest Cyclically Adjusted Price-to-FCF was 13.68. The lowest was 11.91. And the median was 13.01.

OBT's Cyclically Adjusted Price-to-FCF is ranked worse than
75.56% of 896 companies
in the Banks industry
Industry Median: 9.07 vs OBT: 13.40

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Price-to-FCF. The Cyclically Adjusted FCF per Share is the average of the inflation adjusted free cash flow per share of a company over the past 10 years.

Orange County Bancorp's adjusted free cash flow per share data of for the fiscal year that ended in Dec24 was $2.908. Add all the adjusted free cash flow per share for the past 10 years together and divide 10 will get our Cyclically Adjusted FCF per Share, which is $1.98 for the trailing ten years ended in Dec24.

Shiller PE for Stocks: The True Measure of Stock Valuation


Orange County Bancorp Cyclically Adjusted Price-to-FCF Historical Data

The historical data trend for Orange County Bancorp's Cyclically Adjusted Price-to-FCF can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Orange County Bancorp Cyclically Adjusted Price-to-FCF Chart

Orange County Bancorp Annual Data
Trend Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24
Cyclically Adjusted Price-to-FCF
Get a 7-Day Free Trial Premium Member Only Premium Member Only - - - - 14.05

Orange County Bancorp Quarterly Data
Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25
Cyclically Adjusted Price-to-FCF Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only - - - 14.05 -

Competitive Comparison of Orange County Bancorp's Cyclically Adjusted Price-to-FCF

For the Banks - Regional subindustry, Orange County Bancorp's Cyclically Adjusted Price-to-FCF, along with its competitors' market caps and Cyclically Adjusted Price-to-FCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Orange County Bancorp's Cyclically Adjusted Price-to-FCF Distribution in the Banks Industry

For the Banks industry and Financial Services sector, Orange County Bancorp's Cyclically Adjusted Price-to-FCF distribution charts can be found below:

* The bar in red indicates where Orange County Bancorp's Cyclically Adjusted Price-to-FCF falls into.


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Orange County Bancorp Cyclically Adjusted Price-to-FCF Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted Price-to-FCF takes the Free Cash Flow per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/FCF calculation. Because it considers this 10-year average, it's often referred to as the CAPFCF Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Price-to-FCF.

Orange County Bancorp's Cyclically Adjusted Price-to-FCF for today is calculated as

Cyclically Adjusted Price-to-FCF=Share Price/ Cyclically Adjusted FCF per Share
=26.75/1.98
=13.51

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Orange County Bancorp's Cyclically Adjusted FCF per Share for the fiscal year that ended in Dec24 is calculated as:

For example, Orange County Bancorp's adjusted Free Cash Flow per Share data for the fiscal year that ended in Dec24 was:

Adj_FreeCashFlowPerShare=Free Cash Flow per Share/CPI of Dec24 (Change)*Current CPI (Dec24)
=2.908/133.1571*133.1571
=2.908

Current CPI (Dec24) = 133.1571.

Orange County Bancorp Annual Data

Free Cash Flow per Share CPI Adj_FreeCashFlowPerShare
201512 0.741 99.792 0.989
201612 1.136 101.863 1.485
201712 0.876 104.011 1.121
201812 1.305 105.998 1.639
201912 1.324 108.420 1.626
202012 1.181 109.897 1.431
202112 1.848 117.630 2.092
202212 2.574 125.222 2.737
202312 3.639 129.419 3.744
202412 2.908 133.157 2.908

Add all the adjusted free cash flow per share together and divide 10 will get our Cyclically Adjusted FCF per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.


Orange County Bancorp  (NAS:OBT) Cyclically Adjusted Price-to-FCF Explanation

Compared with the regular Price-to-Free-Cash-Flow, which works poorly for cyclical businesses, the Cyclically Adjusted Price-to-FCF smoothed out the fluctuations of free cash flow during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted Price-to-FCF should give similar results to regular Price-to-Free-Cash-Flow.


Orange County Bancorp Cyclically Adjusted Price-to-FCF Related Terms

Thank you for viewing the detailed overview of Orange County Bancorp's Cyclically Adjusted Price-to-FCF provided by GuruFocus.com. Please click on the following links to see related term pages.


Orange County Bancorp Business Description

Traded in Other Exchanges
N/A
Address
212 Dolson Avenue, Middletown, NY, USA, 10940
Orange County Bancorp Inc provides banking services. Its services include personal banking services such as personal loans, personal savings, business loans, business savings, and Internet banking among others. The company provides commercial and consumer banking services to individuals, small businesses, and local municipal governments as well as trust and investment services through the Bank and HVIA. Its segment includes banking and wealth management. The company generates maximum revenue from the banking segment.
Executives
Joseph A Ruhl officer: Reg Pres, Westchester County 212 DOLSON AVENUE, MIDDLETOWN NY 10940
Michael J Coulter officer: EVP and CLO 212 DOLSON AVENUE, MIDDLETOWN NY 10940
Gregory Sousa officer: EVP and CCBO 212 DOLSON AVENUE, MIDDLETOWN NY 10940
Stephen Rooney officer: SVP, Co-Chief Credit Officer 212 DOLSON AVENUE, MIDDLETOWN NY 10940
Michael Listner officer: SVP and CCO 212 DOLSON AVENUE, MIDDLETOWN NY 10940
Michael J Gilfeather director, officer: President and CEO 212 DOLSON AVENUE, MIDDLETOWN NY 10940
Olga Luz Tirado director 212 DOLSON AVENUE, MIDDLETOWN NY 10940
Gustave J Scacco director 212 DOLSON AVENUE, MIDDLETOWN NY 10940
Terry R Saturno director 212 DOLSON AVENUE, MIDDLETOWN NY 10940
William D Morrison director 212 DOLSON AVENUE, MIDDLETOWN NY 10940
David P Dineen officer: SVP, Dir. Wealth Services 212 DOLSON AVENUE, MIDDLETOWN NY 10940
Louis Heimbach director 212 DOLSON AVENUE, MIDDLETOWN NY 10940
Kevin J Keane director 212 DOLSON AVENUE, MIDDLETOWN NY 10940
Jonathan F Rouis director 212 DOLSON AVENUE, MIDDLETOWN NY 10940
Gregory F Holcombe director 212 DOLSON AVENUE, MIDDLETOWN NY 10940