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ALLY (Ally Financial) Cyclically Adjusted PS Ratio : 1.66 (As of Jul. 04, 2025)


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What is Ally Financial Cyclically Adjusted PS Ratio?

As of today (2025-07-04), Ally Financial's current share price is $41.21. Ally Financial's Cyclically Adjusted Revenue per Share for the quarter that ended in Mar. 2025 was $24.88. Ally Financial's Cyclically Adjusted PS Ratio for today is 1.66.

The historical rank and industry rank for Ally Financial's Cyclically Adjusted PS Ratio or its related term are showing as below:

ALLY' s Cyclically Adjusted PS Ratio Range Over the Past 10 Years
Min: 0.64   Med: 1.59   Max: 3.25
Current: 1.65

During the past years, Ally Financial's highest Cyclically Adjusted PS Ratio was 3.25. The lowest was 0.64. And the median was 1.59.

ALLY's Cyclically Adjusted PS Ratio is ranked better than
69.88% of 405 companies
in the Credit Services industry
Industry Median: 2.97 vs ALLY: 1.65

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio. The Cyclically Adjusted Revenue per Share is the average of the inflation adjusted revenue per share of a company over the past 10 years.

Ally Financial's adjusted revenue per share data for the three months ended in Mar. 2025 was $5.680. Add all the adjusted revenue per share for the past 10 years together and divide 10 will get our Cyclically Adjusted Revenue per Share, which is $24.88 for the trailing ten years ended in Mar. 2025.

Shiller PE for Stocks: The True Measure of Stock Valuation


Ally Financial Cyclically Adjusted PS Ratio Historical Data

The historical data trend for Ally Financial's Cyclically Adjusted PS Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Ally Financial Cyclically Adjusted PS Ratio Chart

Ally Financial Annual Data
Trend Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24
Cyclically Adjusted PS Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 2.14 2.51 1.15 1.52 1.47

Ally Financial Quarterly Data
Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25
Cyclically Adjusted PS Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1.72 1.66 1.47 1.47 1.47

Competitive Comparison of Ally Financial's Cyclically Adjusted PS Ratio

For the Credit Services subindustry, Ally Financial's Cyclically Adjusted PS Ratio, along with its competitors' market caps and Cyclically Adjusted PS Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Ally Financial's Cyclically Adjusted PS Ratio Distribution in the Credit Services Industry

For the Credit Services industry and Financial Services sector, Ally Financial's Cyclically Adjusted PS Ratio distribution charts can be found below:

* The bar in red indicates where Ally Financial's Cyclically Adjusted PS Ratio falls into.


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Ally Financial Cyclically Adjusted PS Ratio Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted PS Ratio takes the Revenue per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/S calculation. Because it considers this 10-year average, it's often referred to as the CAPS Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio.

Ally Financial's Cyclically Adjusted PS Ratio for today is calculated as

Cyclically Adjusted PS Ratio=Share Price/ Cyclically Adjusted Revenue per Share
=41.21/24.88
=1.66

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Ally Financial's Cyclically Adjusted Revenue per Share for the quarter that ended in Mar. 2025 is calculated as:

For example, Ally Financial's adjusted Revenue per Share data for the three months ended in Mar. 2025 was:

Adj_RevenuePerShare=Revenue per Share/CPI of Mar. 2025 (Change)*Current CPI (Mar. 2025)
=5.68/134.9266*134.9266
=5.680

Current CPI (Mar. 2025) = 134.9266.

Ally Financial Quarterly Data

Revenue per Share CPI Adj_RevenuePerShare
201506 3.815 100.684 5.112
201509 3.755 100.392 5.047
201512 3.877 99.792 5.242
201603 3.786 100.470 5.084
201606 3.676 101.688 4.878
201609 3.700 101.861 4.901
201612 3.745 101.863 4.961
201703 3.779 102.862 4.957
201706 3.860 103.349 5.039
201709 3.829 104.136 4.961
201712 3.896 104.011 5.054
201803 3.805 105.290 4.876
201806 3.967 106.317 5.035
201809 4.113 106.507 5.210
201812 3.982 105.998 5.069
201903 4.532 107.251 5.701
201906 4.458 108.070 5.566
201909 4.654 108.329 5.797
201912 4.858 108.420 6.046
202003 4.421 108.902 5.478
202006 4.814 108.767 5.972
202009 4.894 109.815 6.013
202012 5.716 109.897 7.018
202103 5.528 111.754 6.674
202106 5.922 114.631 6.970
202109 5.942 115.734 6.927
202112 6.698 117.630 7.683
202203 6.903 121.301 7.678
202206 7.006 125.017 7.561
202209 7.104 125.227 7.654
202212 8.039 125.222 8.662
202303 7.725 127.348 8.185
202306 7.432 128.729 7.790
202309 7.105 129.860 7.382
202312 7.466 129.419 7.784
202403 7.127 131.776 7.297
202406 6.986 132.554 7.111
202409 7.375 133.029 7.480
202412 7.196 133.157 7.292
202503 5.680 134.927 5.680

Add all the adjusted revenue per share together and divide 10 will get our Cyclically Adjusted Revenue per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.


Ally Financial  (NYSE:ALLY) Cyclically Adjusted PS Ratio Explanation

Compared with the regular PS Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PS Ratio smoothed out the fluctuations of revenue during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted PS Ratio should give similar results to regular PS Ratio.


Ally Financial Cyclically Adjusted PS Ratio Related Terms

Thank you for viewing the detailed overview of Ally Financial's Cyclically Adjusted PS Ratio provided by GuruFocus.com. Please click on the following links to see related term pages.


Ally Financial Business Description

Traded in Other Exchanges
Address
500 Woodward Avenue, Floor 10, Ally Detroit Center, Detroit, MI, USA, 48226
Formerly the captive financial arm of General Motors, Ally Financial became an independent publicly traded firm in 2014 and is one of the largest consumer auto lenders in the country. While the firm has expanded its product offerings over time, it remains primarily focused on auto lending, with more than 70% of its loan book in consumer auto loans and dealer financing. Ally also offers auto insurance, commercial loans, credit cards, and holds a portfolio of mortgage debt, giving the bank a diversified business model, which includes brokerage services.
Executives
Russell E. Hutchinson officer: Chief Financial Officer C/O ALLY FINANCIAL INC., 500 WOODWARD AVE., 10TH FLOOR, DETROIT MI 48226
David J Debrunner officer: VP, CAO, Controller
Thomas P Gibbons director THE BANK OF NEW YORK MELLON CORPORATION, 225 LIBERTY STREET, NEW YORK NY 10286
Marjorie Magner director GANNETT CO., INC., 7950 JONES BRANCH DRIVE, MCLEAN VA 22107
Bradley J. Brown officer: Interim CFO C/O ALLY FINANCIAL INC., 500 WOODWARD AVE., 10TH FLOOR, DETROIT MI 48226
Melissa Goldman director C/O ALLY FINANCIAL INC, 500 WOODWARD AVE, 10TH FLOOR, DETROIT MI 48226
David Reilly director C/O ALLY FINANCIAL INC., 500 WOODWARD AVE, 10TH FLOOR, DETROIT MI 48226
Jason E. Schugel officer: Chief Risk Officer ALLY DETROIT CENTER, 500 WOODWARD AVENUE, DETROIT MI 48226
Douglas R. Timmerman officer: President, Auto Finance ALLY DETROIT CENTER, 500 WOODWARD AVENUE, DETROIT MI 48226
Diane E. Morais officer: CEO & President, Ally Bank ALLY FINANCIAL INC., 440 SOUTH CHURCH STREET, CHARLOTTE NC 28202
Scott A Stengel officer: General Counsel 1010 GRAND BLVD, KANSAS CITY MO 64106
Jeffrey Jonathan Brown officer: Sr Executive Vice President C/O ALLY FINANCIAL INC., 200 RENAISSANCE CENTER, DETROIT MI 48265
Jennifer A. Laclair officer: Chief Financial Officer ALLY DETROIT CENTER, 500 WOODWARD AVENUE, DETROIT MI 48226
Mayree C Clark director C/O ALLY FINANCIAL INC., 200 RENAISSANCE CENTER, DETROIT MI 48265
Hobbs Franklin W Iv director 1801 CALIFORNIA STREET, SUITE 4600, DENVER CO 80202