GURUFOCUS.COM » STOCK LIST » Financial Services » Credit Services » FirstCash Holdings Inc (NAS:FCFS) » Definitions » Cyclically Adjusted PS Ratio

FCFS (FirstCash Holdings) Cyclically Adjusted PS Ratio : 2.51 (As of Jul. 05, 2025)


View and export this data going back to 1991. Start your Free Trial

What is FirstCash Holdings Cyclically Adjusted PS Ratio?

As of today (2025-07-05), FirstCash Holdings's current share price is $136.77. FirstCash Holdings's Cyclically Adjusted Revenue per Share for the quarter that ended in Mar. 2025 was $54.46. FirstCash Holdings's Cyclically Adjusted PS Ratio for today is 2.51.

The historical rank and industry rank for FirstCash Holdings's Cyclically Adjusted PS Ratio or its related term are showing as below:

FCFS' s Cyclically Adjusted PS Ratio Range Over the Past 10 Years
Min: 1.63   Med: 2.4   Max: 4.02
Current: 2.51

During the past years, FirstCash Holdings's highest Cyclically Adjusted PS Ratio was 4.02. The lowest was 1.63. And the median was 2.40.

FCFS's Cyclically Adjusted PS Ratio is ranked better than
54.57% of 405 companies
in the Credit Services industry
Industry Median: 2.97 vs FCFS: 2.51

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio. The Cyclically Adjusted Revenue per Share is the average of the inflation adjusted revenue per share of a company over the past 10 years.

FirstCash Holdings's adjusted revenue per share data for the three months ended in Mar. 2025 was $18.675. Add all the adjusted revenue per share for the past 10 years together and divide 10 will get our Cyclically Adjusted Revenue per Share, which is $54.46 for the trailing ten years ended in Mar. 2025.

Shiller PE for Stocks: The True Measure of Stock Valuation


FirstCash Holdings Cyclically Adjusted PS Ratio Historical Data

The historical data trend for FirstCash Holdings's Cyclically Adjusted PS Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

FirstCash Holdings Cyclically Adjusted PS Ratio Chart

FirstCash Holdings Annual Data
Trend Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24
Cyclically Adjusted PS Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 2.21 2.07 2.08 2.30 1.96

FirstCash Holdings Quarterly Data
Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25
Cyclically Adjusted PS Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 2.60 2.08 2.22 1.96 2.21

Competitive Comparison of FirstCash Holdings's Cyclically Adjusted PS Ratio

For the Credit Services subindustry, FirstCash Holdings's Cyclically Adjusted PS Ratio, along with its competitors' market caps and Cyclically Adjusted PS Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


FirstCash Holdings's Cyclically Adjusted PS Ratio Distribution in the Credit Services Industry

For the Credit Services industry and Financial Services sector, FirstCash Holdings's Cyclically Adjusted PS Ratio distribution charts can be found below:

* The bar in red indicates where FirstCash Holdings's Cyclically Adjusted PS Ratio falls into.


;
;

FirstCash Holdings Cyclically Adjusted PS Ratio Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted PS Ratio takes the Revenue per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/S calculation. Because it considers this 10-year average, it's often referred to as the CAPS Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio.

FirstCash Holdings's Cyclically Adjusted PS Ratio for today is calculated as

Cyclically Adjusted PS Ratio=Share Price/ Cyclically Adjusted Revenue per Share
=136.77/54.46
=2.51

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

FirstCash Holdings's Cyclically Adjusted Revenue per Share for the quarter that ended in Mar. 2025 is calculated as:

For example, FirstCash Holdings's adjusted Revenue per Share data for the three months ended in Mar. 2025 was:

Adj_RevenuePerShare=Revenue per Share/CPI of Mar. 2025 (Change)*Current CPI (Mar. 2025)
=18.675/134.9266*134.9266
=18.675

Current CPI (Mar. 2025) = 134.9266.

FirstCash Holdings Quarterly Data

Revenue per Share CPI Adj_RevenuePerShare
201506 5.900 100.684 7.907
201509 6.007 100.392 8.073
201512 6.824 99.792 9.227
201603 6.487 100.470 8.712
201606 6.443 101.688 8.549
201609 7.541 101.861 9.989
201612 9.449 101.863 12.516
201703 9.247 102.862 12.129
201706 8.628 103.349 11.264
201709 9.134 104.136 11.835
201712 10.174 104.011 13.198
201803 9.677 105.290 12.401
201806 9.324 106.317 11.833
201809 9.744 106.507 12.344
201812 10.955 105.998 13.945
201903 10.711 107.251 13.475
201906 10.311 108.070 12.873
201909 10.482 108.329 13.056
201912 11.655 108.420 14.504
202003 11.105 108.902 13.759
202006 9.938 108.767 12.328
202009 8.665 109.815 10.646
202012 9.489 109.897 11.650
202103 9.936 111.754 11.996
202106 9.548 114.631 11.238
202109 9.865 115.734 11.501
202112 12.025 117.630 13.793
202203 13.661 121.301 15.196
202206 13.634 125.017 14.715
202209 14.294 125.227 15.401
202212 16.110 125.222 17.359
202303 16.470 127.348 17.450
202306 16.433 128.729 17.224
202309 17.329 129.860 18.005
202312 18.715 129.419 19.511
202403 18.428 131.776 18.869
202406 18.349 132.554 18.677
202409 18.620 133.029 18.886
202412 19.627 133.157 19.888
202503 18.675 134.927 18.675

Add all the adjusted revenue per share together and divide 10 will get our Cyclically Adjusted Revenue per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.


FirstCash Holdings  (NAS:FCFS) Cyclically Adjusted PS Ratio Explanation

Compared with the regular PS Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PS Ratio smoothed out the fluctuations of revenue during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted PS Ratio should give similar results to regular PS Ratio.


FirstCash Holdings Cyclically Adjusted PS Ratio Related Terms

Thank you for viewing the detailed overview of FirstCash Holdings's Cyclically Adjusted PS Ratio provided by GuruFocus.com. Please click on the following links to see related term pages.


FirstCash Holdings Business Description

Traded in Other Exchanges
Address
1600 West 7th Street, Fort Worth, TX, USA, 76102
FirstCash Holdings Inc operates pawn stores in the United States and Latin America. Its primary business involves making small loans secured by personal property. The the company has three reportable segments: U.S. pawn; Latin America pawn; and Retail POS payment solutions (AFF). It derives majority revenue from U.S. Pawn segment. These pawn loans give the borrower the option of either repaying the loans with interest or forfeiting the property without further penalty. Geographically operates in USA, Mexico, Latin America, with maximum revenue from USA.
Executives
Douglas Richard Rippel director, 10 percent owner 8425 MYSTIC LAKES, MAIZE KS 67101
R Douglas Orr officer: EVP & Chief Financial Officer 1600 WEST 7TH STREET, FORT WORTH TX 76102
Randel G Owen director C/O EMERGENCY MEDICAL SERVICES CORP, 6200 SOUTH SYRACUSE WAY, GREENWOOD VILLAGE CO 80111
Howard F Hambleton officer: AFF President 1660 WEST 7TH ST., FORT WORTH TX 76102
Raul Ramos officer: SVP Latin American Operations 1600 WEST 7TH STREET, FORT WORTH TX 76102
James H Graves director ERWIN GRAVES & ASSOCIATES, 2100 MCKINNEY AVE STE 900, DALLAS TX 75205
Marthea Davis director 1600 WEST 7TH ST., FORT WORTH TX 76102
Douglas R. Rippel Revocable Trust 10 percent owner 7570 W. 21ST STREET N, BUILDING 1010, SUITE C, WICHITA KS 67205
Aff Services, Inc. 10 percent owner 7570 W. 21ST STREET N, BUILDING 1010, SUITE C, WICHITA KS 67205
Paula K Garrett director 1600 WEST 7TH ST, FORT WORTH TX 76102
Mikel D Faulkner director 180 STATE STREET 200, SOUTHLAKE TX 76092
Daniel R Feehan director CASH AMERICA INTL INC, 1600 W &TH ST, FORT WORTH TX 76102
Thomas Brent Stuart officer: President and COO 1600 W. 7TH STREET, FORT WORTH TX 76102
Anna M Alvarado officer: General Counsel 1600 WEST 7TH STREET, FORT WORTH TX 76102
Daniel E Berce director 801 CHERRY STREET, SUITE 3900, C/O GM FINANCIAL COMPANY, INC., FORT WORTH TX 76102

FirstCash Holdings Headlines

From GuruFocus

FirstCash Holdings Inc's Dividend Analysis

By GuruFocus Research 02-12-2024