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TRU (TransUnion) Debt-to-EBITDA : 4.16 (As of Jun. 2024)


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What is TransUnion Debt-to-EBITDA?

Debt-to-EBITDA measures a company's ability to pay off its debt.

TransUnion's Short-Term Debt & Capital Lease Obligation for the quarter that ended in Jun. 2024 was $90 Mil. TransUnion's Long-Term Debt & Capital Lease Obligation for the quarter that ended in Jun. 2024 was $5,260 Mil. TransUnion's annualized EBITDA for the quarter that ended in Jun. 2024 was $1,286 Mil. TransUnion's annualized Debt-to-EBITDA for the quarter that ended in Jun. 2024 was 4.16.

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt. According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.

The historical rank and industry rank for TransUnion's Debt-to-EBITDA or its related term are showing as below:

TRU' s Debt-to-EBITDA Range Over the Past 10 Years
Min: 3.53   Med: 5.07   Max: 8.17
Current: 7.45

During the past 11 years, the highest Debt-to-EBITDA Ratio of TransUnion was 8.17. The lowest was 3.53. And the median was 5.07.

TRU's Debt-to-EBITDA is ranked worse than
81.76% of 433 companies
in the Capital Markets industry
Industry Median: 1.39 vs TRU: 7.45

TransUnion Debt-to-EBITDA Historical Data

The historical data trend for TransUnion's Debt-to-EBITDA can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

TransUnion Debt-to-EBITDA Chart

TransUnion Annual Data
Trend Dec14 Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23
Debt-to-EBITDA
Get a 7-Day Free Trial Premium Member Only Premium Member Only 4.21 4.08 6.56 5.13 8.17

TransUnion Quarterly Data
Sep19 Dec19 Mar20 Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24
Debt-to-EBITDA Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 5.01 -15.63 6.86 4.77 4.16

Competitive Comparison of TransUnion's Debt-to-EBITDA

For the Financial Data & Stock Exchanges subindustry, TransUnion's Debt-to-EBITDA, along with its competitors' market caps and Debt-to-EBITDA data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


TransUnion's Debt-to-EBITDA Distribution in the Capital Markets Industry

For the Capital Markets industry and Financial Services sector, TransUnion's Debt-to-EBITDA distribution charts can be found below:

* The bar in red indicates where TransUnion's Debt-to-EBITDA falls into.



TransUnion Debt-to-EBITDA Calculation

Debt-to-EBITDA measures a company's ability to pay off its debt.

TransUnion's Debt-to-EBITDA for the fiscal year that ended in Dec. 2023 is calculated as

Debt-to-EBITDA=Total Debt / EBITDA
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / EBITDA
=(115.8 + 5332.6) / 667.3
=8.16

TransUnion's annualized Debt-to-EBITDA for the quarter that ended in Jun. 2024 is calculated as

Debt-to-EBITDA=Total Debt / EBITDA
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / EBITDA
=(89.9 + 5259.6) / 1286
=4.16

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Debt-to-EBITDA, the EBITDA of the last fiscal year is used. In calculating the annualized quarterly data, the EBITDA data used here is four times the quarterly (Jun. 2024) EBITDA data.


TransUnion  (NYSE:TRU) Debt-to-EBITDA Explanation

In the calculation of Debt-to-EBITDA, we use the total of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation divided by EBITDA. In some calculations, Total Liabilities is used to for calculation.


Be Aware

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt.

According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.


TransUnion Debt-to-EBITDA Related Terms

Thank you for viewing the detailed overview of TransUnion's Debt-to-EBITDA provided by GuruFocus.com. Please click on the following links to see related term pages.


TransUnion Business Description

Traded in Other Exchanges
Address
555 West Adams Street, Chicago, IL, USA, 60661
TransUnion is one of the three leading credit bureaus in the United States, providing the consumer information that is the basis for granting credit. The company also provides fraud detection, marketing, and analytical services. TransUnion operates in over 30 countries, and about a quarter of its revenue comes from international markets.
Executives
Venkat Achanta officer: EVP, Chief Data & Analytics 21575 RIDGETOP CIRCLE, STERLING VA 20166
Timothy J Martin officer: EVP - Global Solutions 5855 COPLEY DRIVE, SAN DIEGO CA 92111
Steven M Chaouki officer: EVP - US Markets C/O TRANSUNION, 555 WEST ADAMS STREET, CHICAGO IL 60661
Jennifer A. Williams officer: SVP, Chief Accounting Officer 1950 HASSELL ROAD, HOFFMAN ESTATES IL 60169-6308
Heather J Russell officer: EVP, Chief Legal Officer C/O TRANSUNION, 555 WEST ADAMS STREET, CHICAGO IL 60661
Todd M Cello officer: EVP & CFO C/O TRANSUNION, 555 WEST ADAMS STREET, CHICAGO IL 60661
George M Awad director C/O TRANSUNION, 555 WEST ADAMS STREET, CHICAGO IL 60661
Todd C. Skinner officer: President, International C/O TRANSUNION, 555 WEST ADAMS STREET, CHICAGO IL 60661
Richard Dane Mauldin officer: EVP - Operations C/O TRANSUNION, 555 WEST ADAMS STREET, CHICAGO IL 60661
Thomas L Monahan director 2000 PENNSYLVANIA AVE NW, WASHINGTON DC 20006
Linda Zukauckas director 200 VESEY STREET, NEW YORK NY 10285
Abhi Dhar officer: EVP, Chief Info & Tech Officer C/O HAWAIIAN AIRLINES INC, 3375 KOAPAKA STREET SUITE G-350, HONOLULU HI 96819
William Bosworth director C/O TABLEAU SOFTWARE, INC., 837 N. 34TH ST., SUITE 200, SEATTLE WA 98103
Ravi Kumar Singisetti director 9405 SW GEMINI DRIVE, BEAVERTON OR 97008
Christopher A Cartwright officer: EVP - US Information Service C/O TRANSUNION, 555 WEST ADAMS STREET, CHICAGO IL 60661