Wise (WPLCF) Debt-to-Equity : 0.13 (As of Mar. 2025)

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What is Wise Debt-to-Equity?

Wise's Short-Term Debt & Capital Lease Obligation for the quarter that ended in Mar. 2025 was $15 Mil. Wise's Long-Term Debt & Capital Lease Obligation for the quarter that ended in Mar. 2025 was $225 Mil. Wise's Total Stockholders Equity for the quarter that ended in Mar. 2025 was $1,791 Mil. Wise's debt to equity for the quarter that ended in Mar. 2025 was 0.13.

A high debt to equity ratio generally means that a company has been aggressive in financing its growth with debt. This can result in volatile earnings as a result of the additional interest expense.

The historical rank and industry rank for Wise's Debt-to-Equity or its related term are showing as below:

WPLCF' s Debt-to-Equity Range Over the Past 10 Years
Min: 0.11 Med: 0.23 Max: 0.46
Current: 0.13

During the past 7 years, the highest Debt-to-Equity Ratio of Wise was 0.46. The lowest was 0.11. And the median was 0.23.

WPLCF's Debt-to-Equity is ranked better than
60.49% of 2212 companies
in the Software industry
Industry Median: 0.205 vs WPLCF: 0.13

Wise Debt-to-Equity Historical Data

The historical data trend for Wise's Debt-to-Equity can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

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Wise Debt-to-Equity Chart

Wise Annual Data

Trend

Mar19

Mar20

Mar21

Mar22

Mar23

Mar24

Mar25

Debt-to-Equity

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0.35

0.23

0.46

0.23

0.13

Wise Semi-Annual Data
	Mar19	Mar20	Sep20	Mar21	Sep21	Mar22	Sep22	Mar23	Sep23	Mar24	Sep24	Mar25
Debt-to-Equity	Get a 7-Day Free Trial							0.46	0.42	0.23	0.05	0.13

Competitive Comparison of Wise's Debt-to-Equity

For the Information Technology Services subindustry, Wise's Debt-to-Equity, along with its competitors' market caps and Debt-to-Equity data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Wise's Debt-to-Equity Distribution in the Software Industry

For the Software industry and Technology sector, Wise's Debt-to-Equity distribution charts can be found below:

* The bar in red indicates where Wise's Debt-to-Equity falls into.

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Wise Debt-to-Equity Calculation

Debt to Equity measures the financial leverage a company has.

Wise's Debt to Equity Ratio for the fiscal year that ended in Mar. 2025 is calculated as

Debt to Equity	=	Total Debt			/	Total Stockholders Equity
	=	(Short-Term Debt & Capital Lease Obligation	+	Long-Term Debt & Capital Lease Obligation)	/	Total Stockholders Equity
	=	(14.987	+	224.806)	/	1790.956
	=	0.13

Wise's Debt to Equity Ratio for the quarter that ended in Mar. 2025 is calculated as

Debt to Equity	=	Total Debt			/	Total Stockholders Equity
	=	(Short-Term Debt & Capital Lease Obligation	+	Long-Term Debt & Capital Lease Obligation)	/	Total Stockholders Equity
	=	(14.987	+	224.806)	/	1790.956
	=	0.13

Wise (OTCPK:WPLCF) Debt-to-Equity Explanation

In the calculation of Debt to Equity, we use the total of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation divided by Total Stockholders Equity. In some calculations, Total Liabilities is used to for calculation.

Be Aware

Because a company can increase its ROE % by having more financial leverage, it is important to watch the leverage ratio when investing in high ROE % companies.

Wise Debt-to-Equity Related Terms

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Wise Business Description

Industry

GURUFOCUS.COM » STOCK LIST » Technology » Software » Wise PLC (OTCPK:WPLCF) » Definitions » Debt-to-Equity

Comparable Companies

Traded in Other Exchanges

WIZEY:USA WISEl:UK WISE:UK 6WS:Germany

Address

56 Shoreditch High Street, 6th Floor, Tea Building, London, GBR, E1 6JJ

Website

https://www.wise.com

Wise is a currency conversion platform matching where possible offsetting currency transactions across borders to reduce costs. The group focuses primarily on private clients and small and midsize enterprises, but is building out its platform business aimed at providing its services as a backend solution to banks. By operating local accounts in each jurisdiction Wise sends money to or receives money from, this fintech offers faster and cheaper currency transfer services than incumbents (banks). Wise has started to broaden its product offering, issuing its clients debit cards and allowing customers to invest funds into various asset-management products.