GURUFOCUS.COM » STOCK LIST » Financial Services » Banks » CIB Marine Bancshares Inc (OTCPK:CIBH) » Definitions » E10

CIBH (CIB Marine Bancshares) E10 : $4.25 (As of Jun. 2024)


View and export this data going back to 2004. Start your Free Trial

What is CIB Marine Bancshares E10?

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years.

CIB Marine Bancshares's adjusted earnings per share data for the three months ended in Jun. 2024 was $2.060. Add all the adjusted EPS for the past 10 years together and divide 10 will get our e10, which is $4.25 for the trailing ten years ended in Jun. 2024.

During the past 12 months, CIB Marine Bancshares's average E10 Growth Rate was 127.30% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the E10 growth rate using E10 data.

During the past 13 years, the highest 3-Year average E10 Growth Rate of CIB Marine Bancshares was 44.30% per year. The lowest was -2.10% per year. And the median was 34.65% per year.

As of today (2024-10-09), CIB Marine Bancshares's current stock price is $21.00. CIB Marine Bancshares's E10 for the quarter that ended in Jun. 2024 was $4.25. CIB Marine Bancshares's Shiller PE Ratio of today is 4.94.

During the past 13 years, the highest Shiller PE Ratio of CIB Marine Bancshares was 53.75. The lowest was 4.10. And the median was 10.86.


CIB Marine Bancshares E10 Historical Data

The historical data trend for CIB Marine Bancshares's E10 can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

CIB Marine Bancshares E10 Chart

CIB Marine Bancshares Annual Data
Trend Dec14 Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23
E10
Get a 7-Day Free Trial Premium Member Only Premium Member Only -2.99 -1.24 2.69 1.56 -

CIB Marine Bancshares Quarterly Data
Jun19 Sep19 Dec19 Mar20 Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Dec23 Mar24 Jun24
E10 Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1.87 2.29 - 3.87 4.25

Competitive Comparison of CIB Marine Bancshares's E10

For the Banks - Regional subindustry, CIB Marine Bancshares's Shiller PE Ratio, along with its competitors' market caps and Shiller PE Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


CIB Marine Bancshares's Shiller PE Ratio Distribution in the Banks Industry

For the Banks industry and Financial Services sector, CIB Marine Bancshares's Shiller PE Ratio distribution charts can be found below:

* The bar in red indicates where CIB Marine Bancshares's Shiller PE Ratio falls into.



CIB Marine Bancshares E10 Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. When we calculate the today's Shiller P/E ratio of a stock, we use today's price divided by E10.

What is E10? How do we calculate E10?

E10 is the average of the inflation adjusted earnings of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the E10 of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the earnings from 2001 through 2010.

We adjusted the earnings of 2001 earnings data with the total inflation from 2001 through 2010 to the equivalent earnings in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart earned $1 a share in 2001, then the 2001's equivalent earnings in 2010 is $1.4 a share. If Wal-Mart earns $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 earnings in 2010 is $1.35. So on and so forth, you get the equivalent earnings of past 10 years. Then you add them together and divided the sum by 10 to get E10.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, CIB Marine Bancshares's adjusted earnings per share data for the three months ended in Jun. 2024 was:

Adj_EPS= Earnings per Share (Diluted) /CPI of Jun. 2024 (Change)*Current CPI (Jun. 2024)
=2.06/132.5538*132.5538
=2.060

Current CPI (Jun. 2024) = 132.5538.

CIB Marine Bancshares Quarterly Data

per share eps CPI Adj_EPS
201106 -1.500 95.235 -2.088
201109 -0.450 95.727 -0.623
201112 -1.650 95.213 -2.297
201203 -0.150 96.783 -0.205
201206 0.450 96.819 0.616
201312 -0.070 98.326 -0.094
201412 0.010 99.070 0.013
201512 -0.030 99.792 -0.040
201606 0.450 101.688 0.587
201609 0.300 101.861 0.390
201612 0.450 101.863 0.586
201703 0.300 102.862 0.387
201706 0.450 103.349 0.577
201709 0.450 104.136 0.573
201712 19.734 104.011 25.149
201803 0.300 105.290 0.378
201806 0.300 106.317 0.374
201809 1.050 106.507 1.307
201812 0.450 105.998 0.563
201903 0.300 107.251 0.371
201906 0.300 108.070 0.368
201909 0.600 108.329 0.734
201912 -0.310 108.420 -0.379
202003 0.360 108.902 0.438
202006 0.790 108.767 0.963
202009 1.560 109.815 1.883
202012 1.060 109.897 1.279
202103 0.970 111.754 1.151
202106 0.630 114.631 0.728
202109 0.940 115.734 1.077
202112 1.280 117.630 1.442
202203 0.500 121.301 0.546
202206 0.490 125.017 0.520
202209 0.570 125.227 0.603
202212 0.590 125.222 0.625
202303 0.130 127.348 0.135
202306 0.640 128.729 0.659
202312 0.000 129.419 0.000
202403 0.100 131.776 0.101
202406 2.060 132.554 2.060

Add all the adjusted EPS together and divide 10 will get our e10.


CIB Marine Bancshares  (OTCPK:CIBH) E10 Explanation

If a company grows much fast than inflation, E10 may underestimate the company's earnings power. Shiller PE Ratio can seem to be too high even the actual P/E is low.

For the Shiller P/E, the earnings of the past 10 years are inflation-adjusted and averaged. The result is used for P/E calculation. Since it looks at the average over the last 10 years, the Shiller P/E is also called PE10.

The Shiller P/E was first used by professor Robert Shiller to measure the valuation of the overall market. The same calculation is applied here to individual companies.

CIB Marine Bancshares's Shiller P/E Ratio of today is calculated as

Shiller PE Ratio=Share Price/E10
=21.00/4.25
=4.94

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Shiller P/E Ratio of CIB Marine Bancshares was 53.75. The lowest was 4.10. And the median was 10.86.


Be Aware

Shiller PE Ratio works better for cyclical companies. It gives you a better idea on the company's real earnings power.


CIB Marine Bancshares E10 Related Terms

Thank you for viewing the detailed overview of CIB Marine Bancshares's E10 provided by GuruFocus.com. Please click on the following links to see related term pages.


CIB Marine Bancshares Business Description

Traded in Other Exchanges
N/A
Address
19601 West Bluemound Road, Brookfield, WI, USA, 53045
CIB Marine Bancshares Inc is a financial service holding company. It provides a full range of banking and related services through its banking subsidiary. The primary sources of revenue are predominantly from loans to small and middle-market business customers, investments in securities, and mortgage banking activity. CIBM Bank also offers a range of deposit and other financial products to its customers. Its offices and, generally, customers are in the central and northeastern Illinois, Milwaukee, and Indianapolis markets.
Executives
Mark Arthur Elste director 1930 WEST BLUEMOUND ROAD, SUITE D, WAUKESHA WI 53186
Paul Curtis Melnick officer: EVP & Chief Credit Officer 1930 WEST BLUEMOUND ROAD, SUITE D, WAUKESHA WI 53186
Willard Iii Bunn director 1930 WEST BLUEMOUND ROAD, SUITE D, WAUKESHA WI 53186
Charles David Mires director N27 W24025 PAUL COURT, PEWAUKEE WI 53072
Ronald Eugene Rhoades director N27 W24025 PAUL COURT, PEWAUKEE WI 53072
Charles E Baker director N27 W24025 PAUL COURT, PEWAUKEE WI 53072
Charles J Ponicki officer: SVP, Chief Credit Officer 1930 WEST BLUEMOUND ROAD, SUITE D, WAUKESHA WI 53186
Edwin J. Depenbrok officer: SVP, Chief Financial Officer N27 W24025 PAUL COURT, PEWAUKEE WI 53072
Hickey John P Jr officer: President and CEO 1930 WEST BLUEMOUND ROAD, SUITE D, WAUKESHA WI 53186
Merlon James Schuneman officer: EVP and Sr. Commercial Banker 525 WEST MONROE STREET, SUITE 560, CHICAGO IL 60661
Michael L Paoletta officer: SVP, Chief Credit Officer N27 W24025 PAUL COURT, PEWAUKEE WI 53072
Daniel J Rasmussen officer: SVP and General Counsel N27 W24025 PAUL COURT, PEWAUKEE WI 53072
Cib Marine Bancshares, Inc. officer: SVP and General Counsel N27 W24025 PAUL COURT, PEWAUKEE WI 53072
Gary L Longman director N27 W24025 PAUL COURT, PEWAUKEE WI 53072
Steven C Hillard director C/O CENTRAL ILLINOIS BANCORP INC, N27 W24025 PAUL COURT, PEWAUKEE WI 53072