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RPMT (Rego Payment Architectures) Interest Coverage : 0 (At Loss) (As of Jun. 2024)


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What is Rego Payment Architectures Interest Coverage?

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income by its Interest Expense. Rego Payment Architectures's Operating Income for the three months ended in Jun. 2024 was $-2.40 Mil. Rego Payment Architectures's Interest Expense for the three months ended in Jun. 2024 was $-0.25 Mil. did not have earnings to cover the interest expense. The higher the ratio, the stronger the company's financial strength is.

The historical rank and industry rank for Rego Payment Architectures's Interest Coverage or its related term are showing as below:


RPMT's Interest Coverage is not ranked *
in the Software industry.
Industry Median: 28.62
* Ranked among companies with meaningful Interest Coverage only.

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.


Rego Payment Architectures Interest Coverage Historical Data

The historical data trend for Rego Payment Architectures's Interest Coverage can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

* Premium members only.

Rego Payment Architectures Interest Coverage Chart

Rego Payment Architectures Annual Data
Trend Dec14 Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23
Interest Coverage
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Rego Payment Architectures Quarterly Data
Sep19 Dec19 Mar20 Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24
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Competitive Comparison of Rego Payment Architectures's Interest Coverage

For the Software - Infrastructure subindustry, Rego Payment Architectures's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Rego Payment Architectures's Interest Coverage Distribution in the Software Industry

For the Software industry and Technology sector, Rego Payment Architectures's Interest Coverage distribution charts can be found below:

* The bar in red indicates where Rego Payment Architectures's Interest Coverage falls into.



Rego Payment Architectures Interest Coverage Calculation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

If Interest Expense is negative and Operating Income is positive, then

Interest Coverage=-1* Operating Income /Interest Expense

Else if Interest Expense is negative and Operating Income is negative, then

The company did not have earnings to cover the interest expense.

Else if Interest Expense is 0 and Long-Term Debt & Capital Lease Obligation is 0, then

The company had no debt (1).


Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Rego Payment Architectures's Interest Coverage for the fiscal year that ended in Dec. 2023 is calculated as

Here, for the fiscal year that ended in Dec. 2023, Rego Payment Architectures's Interest Expense was $-1.02 Mil. Its Operating Income was $-15.79 Mil. And its Long-Term Debt & Capital Lease Obligation was $0.00 Mil.

Rego Payment Architectures did not have earnings to cover the interest expense.

Rego Payment Architectures's Interest Coverage for the quarter that ended in Jun. 2024 is calculated as

Here, for the three months ended in Jun. 2024, Rego Payment Architectures's Interest Expense was $-0.25 Mil. Its Operating Income was $-2.40 Mil. And its Long-Term Debt & Capital Lease Obligation was $0.00 Mil.

Rego Payment Architectures did not have earnings to cover the interest expense.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's Financial Strength is.


Rego Payment Architectures  (OTCPK:RPMT) Interest Coverage Explanation

Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.

Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .


Rego Payment Architectures Interest Coverage Related Terms

Thank you for viewing the detailed overview of Rego Payment Architectures's Interest Coverage provided by GuruFocus.com. Please click on the following links to see related term pages.


Rego Payment Architectures Business Description

Traded in Other Exchanges
N/A
Address
325 Sentry Parkway, Suite 200, Blue Bell, PA, USA, 19422
Rego Payment Architectures Inc is a provider of consumer software that delivers a mobile payment platform Mazoola. Its system allows parents and their children to manage, allocate funds and track their expenditures, savings, and charitable giving online. Its system is designed to allow the child to transact online without a credit card by gaining the parent's permission ahead of time and allowing the parent to set up the rules of use.
Executives
John Paul Dejoria Family Trust 10 percent owner 109 WEST 7TH STREET, SUITE 200, GEORGETOWN TX 78626
Joseph Robert Toczydlowski officer: CFO 39 CASTLETON DRIVE, RICHBORO PA 18954
Scott Alan Mcpherson officer: CFO 319 NORTH WOODMONT DRIVE, DOWNINGTOWN PA 19335
Peter S Pelullo 10 percent owner 630 WEST GERMANTOWN PIKE, SUITE 180, PLYMOUTH MEETING PA 19462
Rego Payment Architectures, Inc. officer: President and CEO 325 SENTRY PARKWAY, SUITE 200, BLUE BELL PA 19422
David A. Knight officer: President and COO C/O REGO PAYMENT ARCHITECTURES, INC., 18327 GRIDLEY ROAD, SUITE K, CERRITOS CA 90703
John R Coyne director, officer: Chief Executive Officer 466 SE 17TH TERRACE, DEERFIELD FL 33441
Kathe Mae Anchel director, officer: President and CEO 1621 LEWISTON DRIVE, SUNNYVALE CA 94087
Dale M Jensen director 9800 E DYNAMITE RD, STE 229, SCOTTSDALE AZ 85255
Manning Edwin Philip Alfred director EXECUTIVE BUSINESS CONSULTANCY LTD., TEN LOVAT LANE, 10-13 LOVAT LANE, LONDON X0 EC3R 8DN
Gerald Hannahs director 9721 COGDILL ROAD, SUITE 302, KNOXVILLE TN 37932
Mcdaniel George O Iii director 1800 WEST LOOP SOUTH, SUITE 500, HOUSTON TX 77027
Laura Janke Jaeger officer: SVP Corporate Development & GC C/O VIRTUAL PIGGY, INC., 1221 HERMOSA AVENUE, SUITE 210, HERMOSA BEACH CA 90254
William P Lyons director C/O AXS-ONE INC., 301 RT. 17 NORTH, RUTHERFORD NJ 07070
William Tobia director C/O VIRTUAL PIGGY, INC., 1221 HERMOSA AVENUE, SUITE 210, HERMOSA BEACH CA 90254

Rego Payment Architectures Headlines

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