ACGL (Arch Capital Group) Moat Score : 5/10 (As of Jul. 07, 2025)

View and export this data going back to 1995. Start your Free Trial

What is Arch Capital Group Moat Score?

Arch Capital Group has the Moat Score of 5, which implies that the company might have Narrow Moat - Solid narrow moat.

Arch Capital Group has Narrow Moat: Arch Capital Group has a solid narrow moat due to its strong brand in the insurance sector and significant customer switching costs. Its pricing power and innovation in risk management provide competitive advantages, but these are not sufficient for a wide moat.

Moat Score is a ranking system developed by GuruFocus to assess a company's ability to sustain a competitive advantage, rated on a scale from 0 to 10. It takes into account key factors such as market leadership, cost advantages, network effects, customer switching costs, and more.

The company's Moat Score is based on these criteria:

1. Market leadership and sustainable market share
2. Network effects and significant customer switching costs
3. Valuable intellectual property and patents
4. Strong brand strength and deep customer loyalty
5. Durable cost advantages (e.g., economies of scale, proprietary technology)
6. Significant regulatory barriers and exclusive licenses
7. Superior distribution network
8. Strong and sustainable pricing power
9. Consistent and impactful innovation and R&D capabilities

Based on the research, GuruFocus believes Arch Capital Group might have Narrow Moat - Solid narrow moat.

Competitive Comparison of Arch Capital Group's Moat Score

For the Insurance - Diversified subindustry, Arch Capital Group's Moat Score, along with its competitors' market caps and Moat Score data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Arch Capital Group's Moat Score Distribution in the Insurance Industry

For the Insurance industry and Financial Services sector, Arch Capital Group's Moat Score distribution charts can be found below:

* The bar in red indicates where Arch Capital Group's Moat Score falls into.

Save Embed

;

Save Embed

;

Arch Capital Group (NAS:ACGL) Moat Score Explanation

The Moat Score ranges from 0 to 10, with 10 as the highest. GuruFocus divided Moat Score into following 8 categories:

Moat Score	Moat Level
10	Wide Moat - Exceptionally dominant and durable wide moat
8 - 9	Wide Moat - Clear and robust wide moat
7	Wide Moat - Entry-level wide moat, clearly possessing durable advantages
6	Narrow Moat - Strong narrow moat, clearly distinguishable but not wide
5	Narrow Moat - Solid narrow moat
4	Narrow Moat - Discernible but modest moat
1 - 3	No Moat - Very weak/transient advantages
0	No Moat - No discernible moat

Arch Capital Group Moat Score Related Terms

Thank you for viewing the detailed overview of Arch Capital Group's Moat Score provided by GuruFocus.com. Please click on the following links to see related term pages.

Arch Capital Group Business Description

Industry

GURUFOCUS.COM » STOCK LIST » Financial Services » Insurance » Arch Capital Group Ltd (NAS:ACGL) » Definitions » Moat Score

Comparable Companies

Traded in Other Exchanges

ACGLN.PFD:USA ACGLO.PFD:USA RSK:Germany RSK:Germany

Address

100 Pitts Bay Road, Waterloo House, Ground Floor, Pembroke, BMU, HM 08

Website

https://www.archgroup.com

Arch Capital Group Ltd is a Bermuda company that writes insurance and reinsurance with operations in the United States, Canada, Europe, Australia, and the United Kingdom. The business operates through three underwriting segments: insurance, reinsurance, and mortgage. The insurance segment provides specialty risk solutions to clients across various industries. The reinsurance segment provides reinsurance services which cover property catastrophe, property, liability, marine, aviation and space, trade credit and surety, agriculture, accident, life and health, and political risk. The mortgage business provides risk management and risk financing products to the mortgage insurance sectors through platforms in the U.S., Europe and Bermuda.

Executives

Francois Morin	officer: EVP and CFO	WATERLOO HOUSE, GROUND FLOOR, 100 PITTS BAY ROAD, PEMBROKE D0 HM08
John M Pasquesi	director	C/O OTTER CAPITAL, ONE MARITIME PLAZA SUITE 1400, SAN FRANCISCO CA 94111
Louis T Petrillo	officer: President, Gen Counsel & Secr.	C/O ARCH CAPITAL SERVICES INC, 20 HORSENECK LANE, GREENWICH CT 06830
Nicolas Papadopoulo	other: Officer of Subsidiary	WESSEX HOUSE, 3RD FLOOR, 45 REID STREET, HAMILTON D0 HM 12
David Gansberg	officer: CEO, Global Mortgage Group	230 NORTH ELM STREET, GREENSBORO NC 27401
Maamoun Rajeh	officer: Chairman & CEO Arch Re Group	WATERLOO HOUSE, GROUND FLOOR, 100 PITTS BAY ROAD, PEMBROKE D0 HM08
Marc Grandisson	officer: Officer of Subsidiary	C/O ARCH REINSURANCE LTD, WESSEX HOUSE 45 REID ST, HAMILTON BERMUDA D0 999999999
Bunce John L Jr	director	C/O WESTERN WIRELESS CORP, 3650 131ST AVE. S.E . #400, BELLEVUE WA 98006
Brian S Posner	director	14 CAMBRIDGE CENTER, CAMBRIDGE MA 02142
Francis Ebong	director	WATERLOO HOUSE, GROUND FLOOR, 100 PITTS BAY ROAD, PEMBROKE D0 HM08
Eileen A Mallesch	director	3776 SOUTH HIGH ST, COLUMBUS OH 43207
Christine Todd	officer: SVP & Chief Investment Officer	C/O ARCH CAPITAL GROUP LTD, WATERLOO HOUSE, 100 PITTS BAY ROAD, PEMBROKE D0 HM08
W Preston Hutchings	officer: SVP & Chief Investment Officer	WESSEX HOUSE 45 REID STREET, 4TH FLOOR, HAMILTON D0 HM12
Moira A. Kilcoyne	director	632 HUDSON STREET, HOBOKEN NJ 07030
Thomas R Watjen	director	UNUM GROUP, 1 FOUNTAIN SQUARE, CHATTANOOGA TN 37402