Atrium Mortgage Investment (TSX:AI) Moat Score : 4/10 (As of Jul. 02, 2025)

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What is Atrium Mortgage Investment Moat Score?

Atrium Mortgage Investment has the Moat Score of 4, which implies that the company might have Narrow Moat - Discernible but modest moat.

Atrium Mortgage Investment has Narrow Moat: Atrium Mortgage has a discernible but modest moat due to its niche market focus and regulatory barriers in the Canadian mortgage industry. However, it lacks significant market leadership and pricing power.

Moat Score is a ranking system developed by GuruFocus to assess a company's ability to sustain a competitive advantage, rated on a scale from 0 to 10. It takes into account key factors such as market leadership, cost advantages, network effects, customer switching costs, and more.

The company's Moat Score is based on these criteria:

1. Market leadership and sustainable market share
2. Network effects and significant customer switching costs
3. Valuable intellectual property and patents
4. Strong brand strength and deep customer loyalty
5. Durable cost advantages (e.g., economies of scale, proprietary technology)
6. Significant regulatory barriers and exclusive licenses
7. Superior distribution network
8. Strong and sustainable pricing power
9. Consistent and impactful innovation and R&D capabilities

Based on the research, GuruFocus believes Atrium Mortgage Investment might have Narrow Moat - Discernible but modest moat.

Competitive Comparison of Atrium Mortgage Investment's Moat Score

For the Mortgage Finance subindustry, Atrium Mortgage Investment's Moat Score, along with its competitors' market caps and Moat Score data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Atrium Mortgage Investment's Moat Score Distribution in the Banks Industry

For the Banks industry and Financial Services sector, Atrium Mortgage Investment's Moat Score distribution charts can be found below:

* The bar in red indicates where Atrium Mortgage Investment's Moat Score falls into.

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Atrium Mortgage Investment (TSX:AI) Moat Score Explanation

The Moat Score ranges from 0 to 10, with 10 as the highest. GuruFocus divided Moat Score into following 8 categories:

Moat Score	Moat Level
10	Wide Moat - Exceptionally dominant and durable wide moat
8 - 9	Wide Moat - Clear and robust wide moat
7	Wide Moat - Entry-level wide moat, clearly possessing durable advantages
6	Narrow Moat - Strong narrow moat, clearly distinguishable but not wide
5	Narrow Moat - Solid narrow moat
4	Narrow Moat - Discernible but modest moat
1 - 3	No Moat - Very weak/transient advantages
0	No Moat - No discernible moat

Atrium Mortgage Investment Moat Score Related Terms

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Atrium Mortgage Investment Business Description

Industry

GURUFOCUS.COM » STOCK LIST » Financial Services » Banks » Atrium Mortgage Investment Corp (TSX:AI) » Definitions » Moat Score

Comparable Companies

Traded in Other Exchanges

AMIVF:USA 74O:Germany

Address

18 King Street East, Suite 1010, Toronto, ON, CAN, M5C 1C4

Website

https://www.atriummic.com

Atrium Mortgage Investment Corp is a mortgage investment corporation in Canada. The company is a provider of financing solutions to commercial real estate and development communities in urban centers in Ontario and Western Canada. The company generates its revenue from mortgage interest and fees and rental income.

Executives

Robert Goodall	Director, Senior Officer
Mark Silver	Director
Nancy Lockhart	Director
Peter Phillip Cohos	Director
Maurice Kagan	Director
Jennifer Lynn Scoffield	Senior Officer