AFRM (Affirm Holdings) Tariff Resilience Score : 8/10 (As of Jul. 02, 2025)

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What is Affirm Holdings Tariff Resilience Score?

Affirm Holdings has the Tariff Resilience Score of 8, which implies that the company might have Highly Resilient.

Affirm Holdings has Affirm operates primarily in the digital financial services sector with minimal physical goods involved, reducing direct tariff exposure. Its global supply chain dependencies are limited, and it has strong pricing power. Historical tariff impacts have been negligible.

Tariff Resilience Score is a ranking system developed by GuruFocus to measure a company's exposure to international trade tariffs, rated on a scale from 0 to 10. It takes into account key factors such as global supply chain dependencies, manufacturing locations versus sales markets, import / export balance and percentage of revenue, and more.

The company's exposure to international trade tariffs based on these criteria:

1. Global supply chain dependencies
2. Manufacturing locations versus sales markets
3. Import/export balance and percentage of revenue
4. Historical impact from previous tariff changes
5. Available mitigation strategies (alternative suppliers, pricing power)
6. Industry-specific tariff exemptions or vulnerabilities

Based on the research, GuruFocus believes Affirm Holdings might have Highly Resilient.

Competitive Comparison of Affirm Holdings's Tariff Resilience Score

For the Software - Infrastructure subindustry, Affirm Holdings's Tariff Resilience Score, along with its competitors' market caps and Tariff Resilience Score data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Affirm Holdings's Tariff Resilience Score Distribution in the Software Industry

For the Software industry and Technology sector, Affirm Holdings's Tariff Resilience Score distribution charts can be found below:

* The bar in red indicates where Affirm Holdings's Tariff Resilience Score falls into.

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Affirm Holdings (NAS:AFRM) Tariff Resilience Score Explanation

The Tariff Resilience Score ranges from 0 to 10, with 10 as the most resilient. GuruFocus divided Moat Score into following 3 categories:

Tariff Resilience Score	Resilience Level
7 - 10	Highly Resilient
4 - 6	Average Resilient
0 - 3	Highly Vulnerable

Affirm Holdings Tariff Resilience Score Related Terms

Thank you for viewing the detailed overview of Affirm Holdings's Tariff Resilience Score provided by GuruFocus.com. Please click on the following links to see related term pages.

Affirm Holdings Business Description

Industry

GURUFOCUS.COM » STOCK LIST » Technology » Software » Affirm Holdings Inc (NAS:AFRM) » Definitions » Tariff Resilience Score

Comparable Companies

Traded in Other Exchanges

AFRM:Mexico

Address

650 California Street, San Francisco, CA, USA, 94108

Website

https://www.affirm.com

Affirm Holdings Inc offers a platform for digital and mobile-first commerce. It comprises a point-of-sale payment solution for consumers, merchant commerce solutions, and a consumer-focused app. The firm generates its revenue from merchant networks, and through virtual card networks among others. Geographically, it generates a majority share of its revenue from the United States.

Executives

Keith Rabois	director	C/O YELP! INC., 706 MISSION ST., SAN FRANCISCO CA 94103
Noel Bertram Watson	director	400 1ST AVENUE, C/O TRIPADVISOR, INC., NEEDHAM MA 02494
Christa S Quarles	director	351 PHELPS, IRVING TX 75038
Michael Linford	officer: Chief Financial Officer	3000 HANOVER STREET, PALO ALTO CA 94304
Libor Michalek	officer: President, Technology	C/O AFFIRM HOLDINGS, INC., 650 CALIFORNIA STREET, SAN FRANCISCO CA 94108
Katherine Adkins	officer: Chief Legal Officer	C/O AFFIRM HOLDINGS, INC., 650 CALIFORNIA STREET, SAN FRANCISCO CA 94108
Gic Private Ltd	10 percent owner	168 ROBINSON ROAD, #37-01 CAPITAL TOWER, SINGAPORE U0 068912
Rodriquez Manuel Sanchez	director	C/O FANNIE MAE, 1100 15TH STREET, NW, WASHINGTON DC 20005
Jenny J Ming	director
Jacqueline D Reses	director	C/O SQUARE, INC., 1455 MARKET STREET #600, SAN FRANCISCO CA 94103
James D White	director	C/O CAVA GROUP, INC., 202-400-2920 14 RIDGE SQUARE NW, SUITE 5, WASHINGTON DC 20016
Jeremy Philips	director	C/O TRIPADVISOR, INC., 141 NEEDHAM STREET, NEWTON MA 02464
Jeremy Liew	director	2200 SAND HILL ROAD, MENLO PARK CA 94025
Siphelele Jiyane	officer: Vice President, Controller	C/O AFFIRM HOLDINGS, INC., 650 CALIFORNIA STREET, SAN FRANCISCO CA 94108
Silvija Martincevic	officer: Chief Commercial Officer	C/O AFFIRM HOLDINGS, INC., 650 CALIFORNIA STREET, SAN FRANCISCO CA 94108